We have and can beat any existing or approved variable home loan rate*!

Mates Rates Home Loans in Sydney is able to provide services from over 30+ lenders, both banks and non-banks. 

Low Fees with personal service

Having access to more than 1000 loan products gives us a large toolbox with which to source a solution for you.  Everyone’s needs are different.  Let us do the research for you to discover which solution may be best for you.

Regardless of which lender we use, our service is FREE to you.

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Testimonies from our customers

Dear Darren & Ashley


We are writing to say thank you so very much for all of the help that you have given us with respect to the refinancing of our mortgage.
After a considerable amount of time spent looking at different lenders and their financial packages available we decided to go through a mortgage broker to make the process we hoped a bit easier. We were amazed that not only was the process a lot easier but the package you were able to offer us was fantastic. The interest rate was considerably lower than anything we were offered from any other lender and more importantly the service that both of you provided was exceptional.
We are very grateful to you for the smooth transition it has been of taking the big step of refinancing, as the outcome has made our life a lot easier financially which is paramount as parents to 3 young children.
Thank you again for the professional and friendly service you provided.
Kind regards
Neil & Trish
Quakers Hill


Mates Rates Home Loans in the Hills district of Sydney, NSW is located on the corner of Windsor and Acres Road in Kellyville

Our refurbished office is located on the corner of Windsor road and Acres road in Kellyville and is well situated for personal visits from our clients living in Baulkham Hills, Beaumont Hills, Bella Vista, Carlingford, Castle Hill, Cheltenham, Cherrybrook, Dural, Epping Galston, Glenhaven, Glenorie, Glenwood, Kellyville, Kellyville Ridge, Kenthurst, North Rocks, Pennant Hills, Round Corner, Rouse Hill, Thompsons Corner, West Pennant Hills and Winston Hills